Loans & credit
Car finance, personal loans, credit cards and student debt.
Every one of these is the same amortization maths as a mortgage, over a shorter term and usually at a higher rate. The rate is always yours to enter.
- Car affordability What a monthly budget buys once insurance, fuel and upkeep come out of it.
- Car loan Monthly payment and total interest on car finance, at your own rate.
- Lease vs buy Both payments side by side, with the car you own at the end counted properly.
- Personal loan The payment, and the rate you are really paying once the fee comes out.
- Student loan The payment, and what the interest accruing before repayment adds to it.
- Student refinance What a lower rate saves, and what refinancing federal debt gives up.